Why? Because we send your file to our in-house Underwriter for a full review all of your personal documentation including income, assets and credit. Getting started with our online APPROVAL process will tell you precisely how much you qualify for and will be a huge advantage in your home search. Not only will you be able to comfortably narrow your home search to listings that you will be Approved for but you give Sellers the confidence that and Underwriter has reviewed your file and that you are serious about the process.